Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") govern your use of the Directfinanceuk website and services. By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Directfinanceuk, operated by DIGITAL MARKETING AGENCY, LTD ("Company," "we," "us," or "our").

2. Services Description

Directfinanceuk provides the following services:

• Financial services insurance information and introductions
• Insurance quote facilitation through our AXA partnership
• General insurance advisory and information
• Customer support for insurance enquiries

We act as an introducer for AXA insurance products. We do not provide regulated financial advice. Any insurance products you purchase through our links are provided directly by AXA under their terms and conditions.

3. Affiliate Relationship

3.1 We maintain a commercial relationship with AXA and may receive compensation when you purchase insurance products through our affiliate links.

3.2 This compensation does not affect the price you pay for insurance products.

3.3 Our affiliate relationship does not influence our content, reviews, or recommendations.

3.4 We are transparent about our affiliate relationships and disclose them clearly on our website.

4. Use of the Website

4.1 You agree to use the website only for lawful purposes and in accordance with these Terms.

4.2 You agree not to use the website in any way that violates applicable laws or regulations.

4.3 You agree not to use the website in any way that could disable, damage, or impair the website.

4.4 You are responsible for maintaining the confidentiality of any information you provide through the website.

5. Intellectual Property Rights

5.1 The website and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws.

5.2 You may not reproduce, distribute, modify, or create derivative works from the content on this website without our prior written consent.

5.3 Our trademarks and trade dress may not be used in connection with any product or service without prior written consent.

6. Links to Other Websites

6.1 Our website may contain links to third-party websites or services that are not owned or controlled by us.

6.2 We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

6.3 You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party websites.

6.4 We strongly advise you to read the terms and privacy policies of any third-party websites you visit.

7. Limitation of Liability

7.1 In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

7.2 Our total liability for any claims arising from or related to your use of the website or our services shall not exceed the amount you paid us (if any) in the past twelve months.

7.3 We are not liable for any insurance products purchased through our affiliate links. Such products are subject to AXA's own terms and conditions.

8. Disclaimer

8.1 The information on this website is provided "as is" without warranties of any kind, either express or implied.

8.2 We do not warrant that the website will be uninterrupted, secure, or error-free.

8.3 We do not warrant the accuracy or completeness of the information on the website.

8.4 Insurance products referenced on this website are provided by AXA. We make no representations about the suitability of any insurance products.

9. Governing Law

9.1 These Terms shall be governed by and construed in accordance with the laws of England and Wales.

9.2 Any disputes arising from or relating to these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us: